Wherever you are in life,
we’ve got an online bank account designed to make it more rewarding.
Whichever online bank account you choose, we keep the terms simple, the rewards high and the service stellar.
1% cash back on up to $3,000 in debit card purchases each month
ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. Venmo and PayPal are registered trademarks of PayPal, Inc.
Checking Account X.XX% APY
Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.
watch your money growOnline Savings Account X.XX% APY
Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding. Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.
12 mo lock in long-term earningsCertificate of Deposit
We're an online bank that says goodbye to gimmicks, gotchas and fees.
No. Fees. Period.
Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.
- No monthly fees on any account.
- No insufficient funds or overdraft fees.
For Discover Bank Cashback Debit, Online Savings and Money Market Accounts.
- No minimum balance.
For Discover Bank Cashback Debit and Online Savings Accounts.
Discover® Cashback Debit, NerdWallet’s 2021 winner for Best Checking Account with No Monthly Fee
NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.
“Discover’s high-yield savings account is among the best in its online class.”
“Discover Bank is an online bank providing one of the most attractive checking account offers in the industry. With it you can earn cash back on debit card purchases, while paying no monthly fees.”
“Most of the time, Discover Bank is on our list of the best high yield savings accounts and our list of the best money market accounts.”
"Discover Bank offers a broad range of products, including checking and savings accounts, money market accounts, and CDs with maturity dates between three months and 10 years."
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Online and from the mobile app, it’s easy to send and receive money between almost any U.S.-based bank accounts. Just enroll with your email or U.S. mobile number and you’re ready to go.
- It’s easy to use. Send to friends, family and people you trust with a bank account in the U.S.
Zelle enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address.
- Money moves fast. Just tell us who to pay and how much – the money’s on its way in minutes.
Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
Zelle enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address. Voice over IP (VOIP), prepaid mobile phone numbers, landlines and Google voice numbers are not eligible for Zelle enrollment. Message and data charges from your carrier may apply. Transaction limitations may apply.
To use Zelle with Discover, an account center registered Discover checking, savings, or money market account is required. Discover and Zelle do not offer a protection program for any authorized payments made with Zelle.
- You’re protected. We won’t share any of your bank account information with your recipient.
- No fees. Whether you’re sending or receiving, Discover doesn’t charge any fees to use Zelle.
Easy to love.
Online banking, now as simple as everything else you do on your phone.
EASY ACCESS MOBILE CHECK DEPOSIT SIMPLE TO USE QUICK VIEW
Get access to cash on the go. Just tap to find one of our no-fee ATMs near you.
Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet.
For more information regarding the Discover Bank Mobile Check Deposit Service, click here.
Check on your account easily anytime. You can even skip the passcode and log in with touch or face ID.
Face ID is currently available to iOS users.
Enable Quick View to check your account balances without logging in each time.
We score out of 5 stars!
Star rating is representative of the Apple® App Store rating for the Discover mobile app and is updated daily.
- Just give us a few basics (like address and Social Security number), and we’ll get the ball rolling for you.
- Make a deposit now or come back and do it later. Whatever makes it easier for you to get going on your goals.
- Check your email for a confirmation, and you’re on your way to the future you’ve been dreaming of.
Our friendly customer service is available 24/7.
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